Extended Car Warranty Cover, Explained Clearly

Thinking about extended cover after the manufacturer's warranty ends? Here's how mechanical breakdown warranties actually work in Australia — what they cover, what they don't, how claims are handled, and indicative pricing for the products we can arrange.

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The basics

What is an extended car warranty?

An extended car warranty — more accurately a mechanical breakdown warranty — is a paid product that contributes towards the cost of repairing or replacing certain covered components if they suddenly and unexpectedly fail. It picks up where the manufacturer's factory warranty leaves off.

It is not a service plan and it is not a repair-everything guarantee. Cover applies to a defined list of mechanical, electrical and electronic components, up to set claim limits, and only for sudden and unexpected breakdowns — not for parts that simply wear out over time.

Important: An extended warranty is in addition to your rights under the Australian Consumer Law (ACL). Those consumer guarantees apply automatically, at no cost, and are enforced against the dealer or manufacturer — a warranty product does not replace them.

Covers sudden failures

Pays towards repair or replacement of listed components that suffer a sudden, unexpected mechanical, electrical or electronic breakdown.

Australia-wide

Repairs can be carried out through a national network of approved repairers, wherever you break down in Australia.

Often transferable

Many warranties can transfer to a new owner within a set period when you sell, which can support resale value.

Before you decide

Things worth understanding first

Whether an extended warranty is right for you depends on your vehicle, budget and circumstances. That's your decision to make — the points below are factual things to read and weigh up.

Discretionary product vs insurance

The Integrity products below (Endurance and Absolute) are discretionary risk products. That means the issuer considers each claim on its merits and decides whether to contribute, rather than indemnifying you the way an insurance policy would. The issuers hold an Australian Financial Services Licence and state they will not exercise that discretion unfairly or unconscionably, but it is a different legal mechanism to insurance. The Auto Auto Australia product administered by AWN is likewise a discretionary mechanical breakdown product, not insurance.

Claim limits apply per component

Each covered component has a maximum claim limit. If a repair costs more than the limit for that component, you may need to cover the shortfall. Higher cover levels carry higher limits.

Servicing keeps cover active

Servicing on time, by a licensed workshop, with records kept, is a condition of every product here. Exceeding a service interval by more than 30 days or 1,000 km can make the warranty inactive until it is reactivated.

Exclusions matter. Wear and tear, routine maintenance, consumables, pre-existing faults, and damage from misuse or accidents are not covered by any of these products. Read each product's "What's not included" before purchasing.
Provider

Integrity Car Care

Integrity Car Care Pty Ltd (ABN 58 056 621 893, AFSL 247069) has issued vehicle warranties since 1992. It offers two discretionary warranty products with different coverage structures — Endurance and Absolute — so you can match the cover to the vehicle.

Endurance — listed components

Cover follows a fixed list of components, each with its own claim limit across Options 1–4. Available for petrol/diesel vehicles and as a dedicated EV/hybrid plan.

Absolute — manufacturer-equivalent

Covers the components originally covered by the manufacturer's warranty (minus exclusions), up to a single per-claim limit across Levels 1–4, priced by vehicle category.

Integrity · Endurance

Endurance Motor Vehicle Warranty

Issued by Integrity Car Care Pty Ltd · AFSL 247069 · discretionary risk product

What's included

Comprehensive Cover across a fixed list of components. Claim limits rise with the Option you choose:

  • Driveline (Engine, Gearbox/Transmission, Differential, Turbo/Super Charger): $2,000 / $3,000 / $5,000 / $7,000 per claim (Options 1–4)
  • Ancillary components (ABS, air conditioning, brakes, clutch, computers/ECU, cooling, cylinder head & gasket, driveshaft, electrical, fuel system, ignition, power windows, radiator, steering, suspension, TCM): $750 / $1,250 / $1,500 / $2,500 per claim

Additional benefits (on an approved claim)

  • Accommodation up to $150/day (max $500 per claim) if immobilised >1 day, more than 100 km from home
  • Car hire up to $100/day (max $500 per claim) if immobilised >2 days
  • Consequential damage up to $350 per claim
  • Repairs carried out under the warranty are covered for the remainder of the term

What's not included

  • Wear and tear, and any component that has reached the end of its normal service life
  • Routine maintenance, adjustments, software updates, consumables, filters, belts, hoses, seals
  • Excluded parts: batteries, brake pads/linings, clutch linings, glass, globes, spark plugs, tyres & wheels, trims, airbags, exhaust & catalytic converters, timing belt, and similar
  • Pre-existing faults, misuse/abuse, accident/collision/flood/fire damage, modified or competition vehicles
  • Claims where servicing requirements were not met (warranty inactive)

Indicative pricing — petrol & diesel

Maximum Total Warranty Cost, incl. GST (AUD). Qualification by vehicle age/kilometres at purchase.

Term Option 1
No age/km limit
Option 2
≤15yr / <200,000km
Option 3
≤10yr / <160,000km
Option 4
≤8yr / <120,000km
12 months$746$942$1,308$1,657
36 months$942$1,300$1,541$1,933
60 months$1,121$1,478$1,933$2,291

4WD, AWD & prestige vehicles may incur a $110 surcharge. Prices indicative and subject to eligibility.

Indicative pricing — EV & hybrid

Dedicated EV plan covering the electric battery, electric motor/power pack and related systems (and combustion components for hybrids). Maximum Total Warranty Cost, incl. GST.

Term Plan A · Electric
No age/km limit
Plan A · Hybrid Plan C · Electric
≤15yr / <200,000km
Plan C · Hybrid Plan D · Electric
≤10yr / <160,000km
Plan D · Hybrid
12 months$594$1,094$1,094$1,594$1,451$1,951
36 months$791$1,291$1,291$1,791$1,648$2,291
60 months$987$1,469$1,469$1,969$1,826$2,469

EV battery claim limits scale by plan (e.g. $1,000 / $3,000 / $5,000). 4WD/AWD may incur a $110 surcharge. Prices indicative.

Want a quote tailored to your vehicle's age and kilometres? Talk it through with us. Call 0416 555 557
Integrity · Absolute

Absolute Motor Vehicle Warranty

Issued by Integrity Car Care Pty Ltd · AFSL 247069 · discretionary risk product

What's included

Covers the components originally covered by the manufacturer's warranty (other than the excluded parts and events), up to a single per-claim limit set by your Level:

  • Level 1: up to $2,000 per claim
  • Level 2: up to $5,000 per claim
  • Level 3: up to $8,000 per claim
  • Level 4: up to the market value of the vehicle per claim

Additional benefits (on an approved claim)

  • Accommodation up to $150/day (max $500 per claim)
  • Car hire up to $100/day (max $500 per claim)
  • Consequential damage up to $500 per claim
  • EGR/DPF regeneration up to $500 per claim

What's not included

  • Wear and tear and components at the end of their service life
  • Excluded parts incl. batteries, brake pads/linings, suspension systems & sensors, glass, globes, spark plugs, tyres & wheels, trims, exhaust & catalytic converters, timing belt, filters, belts, hoses, seals
  • Pre-existing faults, misuse/abuse, accident/flood/fire, modified or competition use
  • Claims where servicing requirements were not met

Indicative pricing — by vehicle category

Maximum Total Warranty Cost, incl. GST (AUD). The price is set by three things: your vehicle's Category, the Level of cover and the term.

Category is set by your vehicle, not chosen. Every make and model falls into one of four categories (1 = standard, 4 = premium/EV), which is looked up from a fixed list — you can't pick it. You choose the Level and term. Common Toyota, Mazda, Honda, Ford, Hyundai, Kia and Nissan models are typically Category 1; hybrids are Category 3 and electric vehicles, including Tesla, are Category 4.
Find your car's Category

Select your make and model to see which Category applies and highlight the matching prices below.

Levels 1 & 2 — L1 covers up to $2,000/claim, L2 up to $5,000/claim

Category L1
12mo
L1
24mo
L1
36mo
L1
48mo
L1
60mo
L2
12mo
L2
36mo
L2
60mo
Category 1$746$916$1,103$1,291$1,478$1,032$1,478$1,835
Category 2$1,496$1,728$1,951$2,255$2,550$1,889$2,326$2,907
Category 3$2,371$2,701$3,032$3,416$3,800$2,764$3,407$4,157
Category 4$3,085$3,433$3,960$4,380$4,800$3,469$4,326$5,166

Levels 3 & 4 — L3 up to $8,000/claim, L4 up to vehicle market value

Category L3
12mo
L3
36mo
L3
60mo
L4
12mo
L4
36mo
L4
60mo
Category 1$1,353$1,782$2,192$1,567$1,996$2,460
Category 2$2,219$2,648$3,264$2,433$2,871$3,442
Category 3$3,192$4,692$6,121$3,621$5,389$7,192
Category 4$4,005$5,398$6,960POAPOAPOA

24- and 48-month terms also available (not all shown). POA = price on application. 4WD/AWD & prestige may incur a $110 surcharge. Prices indicative.

View full vehicle category list (make & model)

Category 1 (typically): Ford (most), Holden, Honda (most), Hyundai (most), Isuzu (most), Kia, LDV, Mazda, Mitsubishi (most), Nissan (most), Proton, Suzuki, Toyota (most), Great Wall, GWM, Haval, MG.

Category 2 (typically): Alfa Romeo (most), Audi (most), BMW (most), Chery, Chrysler (most), Citroen, Fiat, Geely, Genesis, Hino, HSV, Infiniti, Jaguar (most), Jeep (most), Land Rover Discovery Sport/Evoque/Freelander, Lexus (most), Mercedes (most), Mini, Opel, Peugeot, Renault, Saab, Skoda, SsangYong, Subaru (most), Volkswagen (most), Volvo; performance variants such as Ford Mustang (2015+ compliance), Mitsubishi Evolution, Subaru WRX/STi, Toyota GR/Supra, Nissan Z, Hyundai N, VW R.

Category 3 (typically): Cadillac, Chevrolet (most), Hummer, Land Rover (most), Morgan, RAM, Smart; many Audi A7/A8/Q7/Q8/S, BMW 7/8/i/M/X7, Mercedes S-Class/AMG (excl. specific), Porsche Boxster/Cayman/Cayenne/Macan, Jaguar F-Type/SVR, Ford F-Truck-adjacent/Raptor/Transit-adjacent, VW Touareg; all hybrid vehicles.

Category 4 (typically): Aston Martin, Bentley, Ferrari, Lamborghini, McLaren, Maserati, Rolls-Royce, Koenigsegg, Lotus, GMC; top performance models such as Audi R8/RS/SQ, BMW (select), Mercedes SL/AMG GT/G63/Maybach, Nissan GT-R, Honda NSX, Dodge Challenger/Viper, Chevrolet Corvette, Ford F-Truck/Mustang (pre-2016 import); all electric vehicles, including Tesla.

This is a summary of Integrity's Appendix A for general reference. Exact category for your make/model is confirmed at quote. Where a manufacturer lists "All except those below", specific performance/luxury variants may sit one or more categories higher.

Not sure which category or level fits your car? We'll confirm it and give you a price. Call 0416 555 557
Auto Auto Australia

Mechanical & Electrical Breakdown Warranty

Administered by AWN Insurance (Australian Warranty Network Pty Ltd) · AFSL 246469 · discretionary product, not insurance

What's included

  • Covers the failure of mechanical & electrical components that would have been covered by the original manufacturer's warranty had it not expired
  • Per-claim benefit limit set on your schedule (cover tiers available)
  • Total benefit limit up to the market value of the vehicle, or $120,000 — whichever is lower

Customer Care Package (on an approved claim)

  • Towing up to $100 per claim
  • Accommodation up to $100 per claim (>400 km from home, >48 hours)
  • Car hire up to $100 per claim (>400 km from home, >48 hours)
  • Maximum $300 across the term

What's not included

  • Wear and tear, overheating, lubricant/coolant neglect, incorrect fuel
  • Batteries, tyres & wheels, exhaust components, CV joints with damaged boots, oil seals, belts, hoses
  • Pre-existing/known faults, accident/fire/theft/flood, modified or competition use, rental/courier/instruction use
  • Claims where servicing requirements for engine/transmission/differential were not met

Good to know

  • 30-day cooling-off period; transfer fee $75; optional 24/7 roadside assistance available
  • Eligibility: market value ≥ $3,000, registered in Australia; cover ceases at 200,000 km
  • Engine/transmission/differential claims are conditional on manufacturer servicing; other components have no servicing condition
Pricing for this product is quoted per vehicle. Call us for an indicative price and eligibility check. Contact for a quote
Optional add-on

Roadside assistance

Integrity Roadside Assistance (powered by Roadservices Australia, 24/7) can be added in 3-Star or 5-Star tiers. It covers jumpstarts, flat tyres, emergency fuel, lockouts and towing, with extra benefits on the 5-Star tier.

3 Star

4 service calls per year · battery jumpstart & test · flat tyre · emergency fuel · lockout to $70 · metro tow 20 km / country tow 50 km. Accommodation benefit limit $300.

5 Star

Unlimited service calls · all 3-Star benefits · car hire up to $140/day for up to 5 days · accident & major-breakdown accommodation up to $140/night. Accommodation benefit limit $700.

Indicative roadside pricing (incl. GST)

Term3 Star5 Star
1 Year$88$154
2 Years$176$300
3 Years$264$398
4 Years$352$510
5 Years$440$610

Conditions apply. Roadside is provided by a third party and, where bundled, cannot be cancelled separately. Prices indicative.

How it works

Making a claim

The process is similar across these products. The key rule: contact the warranty provider and get authorisation before any repair work starts.

Check it's covered

Confirm the failed part is a listed/covered component and not an excluded part or event.

Contact the provider

Call the provider for the nearest approved repairer before authorising any work.

Get a diagnosis

Authorise the repairer to diagnose the fault. Diagnostic costs are your responsibility unless accepted as part of an approved claim.

Provider assesses

The repairer submits parts, labour and cost. Integrity aims to assess within 24 hours of receiving complete information (AWN within their stated timeframes); an inspection may be required.

Approved & paid

If approved, the provider issues an authorisation number and pays the approved amount directly to the repairer. You cover any shortfall above the claim limit.

FAQ

Common questions

What is an extended car warranty?
It's a paid mechanical breakdown warranty that contributes towards repairing or replacing certain covered components after a sudden, unexpected failure, once the manufacturer's warranty has ended. It's separate from, and additional to, your Australian Consumer Law rights.
Is it the same as insurance?
Not necessarily. Integrity's Endurance and Absolute products are discretionary risk products — the issuer considers each claim on its merits and decides whether to contribute. The Auto Auto/AWN product is also a discretionary mechanical breakdown product, not an insurance policy. All are issued or administered by AFSL holders.
Does it cover wear and tear?
No. Cover is for sudden and unexpected breakdowns of listed components. Parts that have reached the end of their normal service life, routine maintenance and consumables are excluded.
Do I still have to service my car?
Yes — on time, by a licensed workshop, with records kept. Exceeding a service interval by more than 30 days or 1,000 km can make the warranty inactive and affect your ability to claim until it's reactivated.
Can I transfer it when I sell?
The Integrity Endurance and Absolute warranties can usually be transferred to a new owner within 7 days of sale, subject to conditions and a transfer fee, which can support resale value. They can't be transferred to a different vehicle.
Are the prices shown final?
They're indicative maximum costs (incl. GST) and depend on your vehicle's age, kilometres, category and the term/level you choose. Some combinations are price-on-application. Call us for a figure specific to your car.

Want help choosing cover for your car?

We'll walk you through the options, confirm eligibility and give you an indicative price — no obligation. You decide what's right for you.

Call 0416 555 557

JPI Vehicle Inspections can arrange the warranty products described above as an authorised representative of the relevant issuer. The information on this page is factual and general only — it does not take into account your objectives, financial situation or needs, and is not advice or a recommendation. You should read the relevant Financial Services Guide and Product Disclosure Statement (FSG/PDS) and decide for yourself whether a product is right for you. Prices are indicative, include GST, and may vary with vehicle age, kilometres, category and term. Endurance and Absolute are issued by Integrity Car Care Pty Ltd (ABN 58 056 621 893, AFSL 247069). The Auto Auto Australia warranty is administered by AWN Insurance (Australian Warranty Network Pty Ltd, AFSL 246469). These are discretionary risk products and are not insurance.

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